It’s up to you to understand who you can cover under your medical, dental, vision, and other benefits. Be sure to review the information below before you enroll in coverage.
Full- and part-time employees regularly scheduled to work 20 hours or more per week are eligible for the group health benefits described on this website. Interns, Temporary and As-Needed employees are not eligible to participate. Employees are eligible on the first day of the month following or coincident with their date of hire.
Except as specified on this website, the term “spouse” includes your Domestic Partner. For information on FTI Consulting's Domestic Partner Policy, email [email protected].
Eligible Dependents for Medical, Dental, and Vision Coverage
Your eligible dependents include:
- A spouse to whom you are legally married;
- A Domestic Partner; as defined under FTI Consulting's Domestic Partner Policy;
- A dependent child under age 26. Coverage will terminate on the day the dependent child turns 26 years old. A dependent child is your natural-born child, legally adopted child (or child who has been placed in your home for adoption), stepchild or child for whom the court has appointed you as legal guardian; and
- A dependent child incapable of self-sustaining employment who is unmarried, age 26 or old, and dependent on you for a majority of financial support. The child must have become disabled before age 26 and must have already been your dependent at the time of disability (and continues to be your dependent). Satisfactory evidence of disability and attestation of satisfying the above requirements for a disabled dependent child may be requested from time to time from your insurance carrier.
When Does Coverage Begin?
Coverage for the benefits described on this website will begin as follows:
- First day of the month following or coincident with the date of hire, initial benefits eligibility date, or qualifying status change event date.
- January 1 of the year following the Open Enrollment period.
Benefit Changes
Benefit elections made for medical, dental, vision, life, AD&D, disability, and flexible spending accounts (health care and/or dependent care) will remain in effect and cannot be changed or revoked until an affirmative election is made during the Open Enrollment period. Outside of the Open Enrollment period, a Qualified Status Change which affects the type of coverage or coverage level needed is permitted within 31 calendar days of the qualifying event. The FTI U.S. Benefits Guide, located on FTI Atlas, provides information on the Qualifying Events defined by the IRS.